Cove Federal Credit Union’s Board of Directors
Dear Members of Cove Federal Credit Union,
The Nominating Committee received applications from three individuals to fill three open positions on Cove Federal Credit Union’s Board of Directors. The Nominating Committee accepted all applicants. Therefore, the Secretary of Cove Federal Credit Union announced the following persons have been named as candidates in the election of three members to Cove Federal Credit Union’s Board of Directors:
Sandy Delaney – Sandy recently retired from St. Elizabeth Healthcare where she worked as a nurse for 44 years. Sandy obtained a degree from the Bethesda Hospital School of Nursing, a Bachelor’s degree from Eastern Kentucky University and a Master’s degree from the University of Kentucky. Sandy has been a member of Cove FCU since 1980 and served on the Board since 2000. Sandy is currently Vice-Chairperson of Cove’s Board of Directors.
Dan Moser – Dan was elected to Cove’s Board of Directors in 2017. Dan had a long career in various financial roles including serving as EVY/Managing Officer of the Burnett Federal Savings Bank which was located in Northern Kentucky. Dan is a graduate of Xavier University and has attended classes at the American Institute of Banking. Dan resides in Northern Kentucky and has been a member since 2016.
Ryan Pitts – Ryan is a financial planner and owner of Retirement Security Group. Ryan graduated from Northern Kentucky University where he focused on Personal Financial Services and Business Management. Ryan began his career as a financial planner in 2008 and hold the Certified Financial Planner designation. Ryan is a lifelong resident of Northern Kentucky and has been a credit union member since 2011. Ryan is currently the Chairman of Cove’s Supervisory Committee.
In addition to the members nominated by the Nominating Committee for the open Board seats, you may nominate other members through a petition process. To nominate a credit union member for an open Board seat, you must submit a petition signed by at least 75 members of the credit union. The nomination by petition must include a signed statement from the nominee that he or she is agreeable to nomination and will serve if elected. Nominations by petition will be accepted until Friday, April 10, 2020 and can be dropped off at our office during operating hours. Ballots for the 2020 election will be sent via email or via the US Post Office on or about April 20, 2020. Elected candidates will be introduced at the Annual Meeting on May 20 th , 2020 at our office location, 577 Dudley Rd., Edgewood, KY 41017.
Sincerely,
Thomas W. Burns
Chief Executive Officer
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2024 Diaper & Wipes Drive
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Fraudster Phone Spoofing
Phone spoofing happens when a scammer tricks your phone's caller ID into showing an official phone number, like the credit union's number. The fraudster will call or text, pretending to be a Cove employee, and try to trick you into giving out personal information. -
How To Avoid a Government Impersonation Scam
Scammers pretend to be from government agencies like the FTC, Social Security Administration, and IRS — or say they’re calling about your Medicare benefits. -
2023 Diaper & Wipes Drive
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Fraud Schemes: Common Schemes and Tactics…
Common Schemes and Tactics…And ways to protect yourself -
2023 Fuel Economy Guide
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2022 Diaper & Wipes Drive
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We Are Collecting Hats & Gloves for Adults
Items will be distributed to tri-state congregations of all denominations by the free Health Ministries and Faith Community Nursing program of St. Elizabeth Healthcare. -
TIPS FOR ONLINE HOLIDAY SHOPPING
U.S. Department of Homeland Security - TIPS FOR ONLINE HOLIDAY SHOPPING. With more and more people doing their holiday shopping online, the U.S. Department of Homeland Security has issued some general tips to keep shoppers safe. -
Auto Talk Summer 2021
The Easy Guide to Buying a Car Congratulations! You’ve decided to buy a new or pre-owned vehicle. This can be an exciting step in your financial future, even with a number of important decisions along the way. Here are some quick points to make the most of your auto buying process. -
Auto Talk Spring 2021
The Easy Guide to Buying a Car Congratulations! You’ve decided to buy a new or pre-owned vehicle. This can be an exciting step in your financial future, even with a number of important decisions along the way. Here are some quick points to make the most of your auto buying process. -
2021 Winter Newsletter
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2020 Fall Newsletter
Summer Newsletter discusses Cove's Seminar: College Scholarships, Breast Cancer Awareness Month: Take A Pen - Spread the Word, and Move & Save Auto Loans. -
2021 Diapers & Wipes Drive
The annual Diapers and Wipes drive supports St. Elizabeth's Baby Steps Program, which provides education and support to women with opiate use disorder. -
2020 Summer Newsletter
Summer Newsletter discusses Cove's Scholarship Recipients, Diaper & Wipes Drive and COVID Scams article. -
2020 Spring Newsletter
Spring Newsletter discusses Coves Covid-19 responses, 2020 Scholarship Progame and Board of Directors Nominations. -
Protect Yourself Watch out for These Top Internet Scams
Internet scams are constantly evolving. As long as there are heartstrings to tug, con-artists around the world are targeting a computer or mobile device near you. Knowledge of the most common internet scams, and what you can do to safeguard your personal information and wallet,can save you heartache and money. Here are some common scams that continue to evolve -
REGULATION D LIMITATIONS
Federal regulations require financial institutions to closely monitor withdrawals made from a savings or money market deposit account. As non-transactional accounts, savings and money markets must adhere to the Federal Reserve Bank's Regulation D, which stipulates that no more than a total of six transfers or pre-authorized withdrawals may be made from each account to another account or to a third party in any month. -
Please give some HUGS this holiday season
Cove is partnering with St. Elizabeth Healthcare Missions and Pastoral Care to give HUGS to people in need this holiday season. Collecting for adults and children, new Hats, Underwear, Gloves and Socks (HUGS) is a special way for Cove and its members to give back to our community. -
Credit Unions vs. Banks
At Cove Federal Credit Union, we know that choices matter, and we understand that your choice of financial institution is an important one. A common question we hear from prospective members is, what are the differences between a credit union and a bank? Below, we’re sharing a few of those key differences.