Cove Federal Credit Union was originally chartered as SEMC Federal Credit Union in 1970. It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky and the hospital became St. Elizabeth Medical Center. As the South Unit grew, so did the credit union. In 1989, the credit union moved its main office to the South Unit in Edgewood, but maintained a branch office in the Covington hospital. In June 1999, the credit union moved off site from the hospital to our current location at 577 Dudley Road in Edgewood, Kentucky.
In 2014, SEMC Federal Credit Union was renamed to Cove Federal Credit Union. The name pays homage to our history, with great pride in our founding near the waters of the Ohio and Licking rivers. We are that safe harbor, the cove in which our members can place their trust and grow their future.