Life is full of spending choices

Whether it is a want or a need,
Cove has a loan that is right for you.
It is just that simple.

Click on the titles to learn more about our loan options

Purchasing a new or used vehicle?
Get pre-approved today!

Once you are approved, you can  shop worry free at the dealership, knowing you’re already qualified for a loan. You are in control, which means you can focus on getting the best deal.

  • Rates
    • 2016-Newer as low as 3.74%
    • 2015-2011 as low as 4.24%
    • 2010-and older as low as 8.24%
  • Flexible Payment options
  • Payroll Deduction Accepted

Moving our accounts to Cove FCU has been one of the better financial decisions we have made in quite some time. Instead of feeling like we are merely a number in the system, we have been welcomed into the CFCU family. Whether I have come into the Credit Union personally or the one time I had to call in an emergency from Washington DC, we have been consistently treated as a treasured partner.

Not long after joining CFCU we participated in an Auto-financing class and through this process we quickly purchased a new adapted van to help transport my special needs daughter. CFCU stood by us throughout the process and helped broker the final deal. The process was so easy with CFCU’s help, my oldest daughter went through CFCU and purchased her own very first new vehicle a couple of months later.

Our relationship with Cove and the people that work there is extremely rewarding! I highly recommend switching to Cove FCU!”

Jason D. Salensky

Make it “your” RV, motorcycle, boat, etc.

Our specialty vehicle loans are great for getting that motorcycle you’ve been wishing for, a boat for the lake, or an RV for your next adventure.

  • Flexible Payment options
  • Payroll Deduction Accepted

Our whatever loans are perfect for, well, whatever.

Home improvement projects. Braces for junior… A beach vacation?

  • Rates as low as 8.24% APR
  • Flexible Payment options
  • Payroll Deduction Accepted
  • Credit Life and Disability
  • Savings Secured options
    • Don’t use your savings in an emergency
    • Secured options offer better rates
    • Flexible payment options
  • Low payments

“Everywhere you want to be.”™

  • NO annual fee
  • NO cash advance fee
  • NO “default rate” to contend with (if you are late with a payment with our card you simply pay the penalty fee along with your payment, your card rate does not change!)
  • Access your account information 24/7 online
  • Make your monthly payments on-line through home banking, by mail, or in person at Cove-FCU
  • Take advantage of Verified by Visa for added peace of mind

Additional Loan Products and Services

Guaranteed Auto Protection (GAP)

Guaranteed Auto Protection, or GAP, will cover the difference between your loan payoff and your primary insurance company settlement should your automobile be stolen or damaged and is a loss. It also reimburses your deductible to you as well as gives you $1,000.00 towards a replacement vehicle. Ask your loan specialist for details.

Payment Protection

Payment Protection will cover your loan in the event of loss of life or if you were out of work and under a doctor’s care for more than 15 days. Contact Us to talk to a Cove Loan Specialist for complete details.

Warranties / Extended Service Contracts

When buying any vehicle, there is always a chance of having a mechanical breakdown. However, you will have peace of mind knowing that most problems can be taken care of with an extended service contract. This service is now available from Cove FCU loan department.

Credit Life and Disability

“Disability” covers you should you be off of work for more than 2 weeks due to illness or injury on or off the job. This will pay your loan until the loan is paid in full or until you return to work. The “life” pays your loan off in the event of loss of life.

Sallie Mae

Now you can pay for college the smart way. Cove FCU has partnered with SallieMae to make you goal of earning a degree a reality. Learn more.

*A Choice Savings account with a minimum $5 balance is required to become a member and open an account.
Your $5 will be returned to you should you close your membership.
Go to our Choices Matter page to learn more.

Do you have questions about our loan products? Just fill in and submit this form: