Term Savings and IRA Certificates

Rates current as of December 18, 2017

Term
DIV. RATE
APY*
6 months
0.649%
0.65%
12 months
0.798%
0.85%
18 months
0.995%
1.00%
24 months
1.24%
1.25%
30 month
​1.73%
​1.75%
36 months
1.489%
1.50%
48 months
1.982%
2.00%
60 months
2.228%
2.25%

Minimum deposit is $1000. Dividends are calculated by the average daily balance method, compounded and paid monthly. No additional deposits are allowed and substantial penalty for early withdrawal. All rates apply to IRA certificates and may additionally be subject to IRA penalties for early withdrawal.

24 month IRA Certificate Dividend Rate 1.98%     APY  2.00%

SavingsPlus and IRA SavingsPlus

Rates current as of December 4, 2017

SavingsPlus and IRA SavingsPlus
DIV. RATE
APY*
SavingsPlus and IRA Savings $2000 - $19,999.99
0.250%
0.25%
SavingsPlus and IRA Savings $20,000.00 - $74,999.99
0.300%
0.30%
SavingsPlus and IRA Savings $75,000 and over
0.350%
0.35%

Minimum balance of $2,000.00. Dividends are calculated by the average daily balance method, compounded and paid monthly. All rates apply to IRA Savings Plus and may additionally be subject to IRA penalties for early withdrawal.

Standard Products

Rates current as of December 4, 2017

Standard Products
DIV. RATE
APY*
Regular and Special Savings
0.150%
0.15%
Jungle Savers-Super Teen
0.200%
0.20%
Christmas & Vacation Club Accounts*
0.150%
0.15%
IRA Savings**
0.200%
0.20%
Interest Plus Checking*
0.100%
0.10%

* Interest Plus Checking must maintain min bal of $1000 to earn interest.
**Savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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